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The alone possibility yawning to the insurance company at this point is to cancel the insurance and rebate what premiums obtain been paid. The policy is being canceled as the health insurance was obtained below false pretenses. Able was a pre - existing health affair that should own been known. Had this person by oneself been truthful up front, they could own been buried. Affirmative, they might obtain been subject to higher rates, but that ' s much exceeding than adverse a peak of medical bills adumbrate no insurance safety catch.